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Professional Indemnity Insurance

Professional Indemnity Insurance protects professionals in given industries from bearing the full cost of defending against claims and charges brought against them by clients and the cost of damages awarded against them in civil lawsuits.

It is also sometimes called Errors and Omissions Insurance. The saying goes that you don’t have to be wrong to be sued, as such many professions either encourage or mandate their members to have some form of indemnity insurance in order to practice in the industry e.g. Kenya Medical Association (KMA)

In some other parts of the world, even landlords are required to have a landlord insurance cover to protect them against any liabilities they may be prone by their position as legal owners of the residential property.

What does it cover?

Professional liability and Indemnity Insurance covers errors, mistakes and or omissions. Indemnity will be provided in accordance with the limits, conditions and activities defined in the policy.

The scope of this professional insurance is as below

  1. Cost of legal defense
  2. Judgments/awards in the civil court
  3. Fees and expenses incurred during the lawsuit
  4. Loss of documents
  5. Dishonesty of employees

Who is it for?

  • Dentists
  • Radiologists
  • Gynaecologists
  • ENT Surgeons
  • General Practitioners
  • Cardiologists
  • Paediatricians
  • Pathologists
  • Dermatologists
  • Surgeons
  • Lawyers
  • Architects
  • Accountants
  • Engineers
  • Management Consultants
  • Accountants/Auditors
  • Trustees
  • Surveyors
  • Solicitors
  • Valuers

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Professional Indemnity Insurance

Professional Indemnity Insurance

Why are we asking?
We will only use your telephone number to contact you about your insurance policy or quotation, we will not send you unsolicited messages or phone calls. We will not share or sell your personal information to third parties.
Why are we asking?
An email address is needed for us to send you a copy of your online quotation and confirmation of your policy and your policy documents by the insurer. We will only ever send to you relevant emails about your insurance products, quotations and policy.
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