Building
This covers residential building, fittings, perimeter wall, outbuildings and swimming pool – where applicable. It covers damage from fire, theft, earthquake, flooding, lightening, collision with vehicles or damages from falling trees, riot and strike. Some insurance companies in Kenya will also cover rent receivable in the event the landlord loses rent income due to occurrence of the risk as insured. Because this section covers the residential building, it may sometimes be referred to as landlord or homeowner’s insurance in Kenya.