Comprehensive Car Insurance
Comprehensive car insurance includes cover for physical damage, theft or fire of the insured vehicle and also includes third party property damages, bodily injuries and legal liability of the insured. The policy will compensate the insured for any costs arising out of an accident, theft, flooding, earthquake or fire. This is the main difference with third party only (TPO) cover, which covers costs and damages to the third party property and bodily injuries, it is the minimum cover policy required by the law.
Customers with fleets of vehicles can enjoy discounted rates for their annual premiums. Customers can also enjoy discounted rates thanks to a No Claims Discount (NCD) for good drivers who are rewarded for their safe driving habits. Our platform breaks down the different motor insurance quotes in Kenya making it easy for our customers to quickly and accurately compare the different policy benefits on offer and buy online all at your convenience and comfort. Clients view online auto insurance quotations, make payments for the premium and receive their sticker delivered free of charge same day in Nairobi and within 2 business days for the rest of Kenya.
We recommend two main benefits on top of the basic car policy, the excess protector for own damage and the political violence & terrorism (PVT) cover. In the event of a claim, customers who don’t have an excess protector extension may be forced to pay high charges for the excess on the policy, which ruins the principle of indemnity. In addition, the basic comprehensive motor insurance policy does not cover damages to the insured car arising out of events of a political nature or terrorism. Therefore two options will cover the insured and owner from the two biggest risks and expenses associated with damage to the vehicle in Kenya. There are flexible ways to pay for your comprehensive policy premiums online, payment can be done in instalments, and Premium Financing (IPF) is also available.